If you had a 401(k) with a previous employer and did not take that retirement account money with you, then you lost control of your money. Why should your old employer keep and manage your retirement investments?
The best solution is to "roll over" that 401(k) into a retirement account that you own and manage.
For no out-of-pocket expense to you, can establish an individual retirement account. Put that money back to work in investments that make sense to your current situation.
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